Payment Integrations
Collect Payments Inside Chat
MonoChat comes with built-in integrations for popular payment providers. Use your own API keys to generate payment links, send them in chat, track collections, manage customer balances, and automate the full flow with AI.
Payment Integrations Features
Connect providers, generate payment links, and track collections — all inside MonoChat.
Pre-Built Provider Integrations
MonoChat supports common payment services out of the box, so you can connect quickly using your own credentials.
- Connect with API keys
- Secure credential storage
- Multiple providers per workspace
- Environment separation (test/live)
Generate & Send Payment Links
Create payment links programmatically and deliver them to customers right inside the conversation flow.
- One-click link generation
- Attach invoice or order context
- Send via any channel (WhatsApp, web, etc.)
- Auto-reminders & follow-ups
Track Payments & Receivables
Monitor payment status and maintain customer balances — from invoices to collections and debt management.
- Payment status updates
- Customer ledger & balances
- Receivables and overdue tracking
- Exportable payment history
Core Components
Build payment flows powered by provider credentials, events, and AI actions.
Bring Your Own Payment Keys
Use your own payment provider accounts. MonoChat never locks you into a single vendor.
Payment Link Builder
Generate payment links with amount, currency, customer, and order metadata attached for traceability.
Payment Events & Webhooks
Consume provider events (paid, failed, refunded) and trigger workflows automatically.
AI Tool Actions
Let LLM agents generate payment links, check status, send reminders, and update records safely.
Customer Balance & Ledger
Track receivables, collections, and customer debt — scoped to each customer and account.
Security & Auditability
Role-based access, secure secrets handling, and audit logs for financial actions.
Practical Applications
Common revenue and collections workflows teams build with MonoChat.
Sales & Checkout in Chat
Convert conversations into revenue: quote → payment link → confirmation, without leaving the channel.
Collections & Reminders
Automate due-date reminders, follow-ups, and partial payments using workflows and events.
Account & Receivables Management
Maintain customer balances, track unpaid invoices, and support debt/credit operations in one place.
Key Benefits
Collect faster, automate more, and keep visibility over every payment.
Faster Collections
Generate and send payment links instantly inside ongoing conversations.
End-to-End Automation
Use events and workflows to automate reminders, confirmations, and reconciliations.
Full Payment Visibility
Track payment statuses, customer balances, and receivables from a single interface.
Keep Control of Your Provider
Use your own API keys and providers — no lock-in, no forced payment stack.
Start Collecting Payments Inside Chat
Connect your payment provider, generate links, and automate collections with workflows and AI.